I'm not a mobile app person. I download as few of them as I can get away with, I don't like how the icons clutter up my display, and I hate the incessant notifications I get from them all day, even when I disable them. The word "disable" must have a different meaning to most app designers than it does to me...the hits keep coming.
I did, however, download an app a couple months back that has legitimately been worth it, and has already saved me some cash on my biggest expense (groceries): Ibotta.
Right now, I probably spend about four hundred a month on grocery items; it's without question my biggest recurring expense. There are a couple reasons for this, one of which being my refusal to cook with low-grade vegetable oils, due to their general toxicity. Instead, I rely mainly on coconut oil and ghee, and neither of those, barring the occasional sale at La Bonita, are cheap. This is where Ibotta comes in.
Ibotta allows you to take pictures of your receipts, and submit the receipts to them. Prior to doing so, you scroll through their current offers at a particular market, like Sprouts, and select what you intend to pick up. Then, when you submit your receipt, it compares your items to the pre-selected goods, for which there are manufacturer refunds offered, and you get money back on those purchases. Simple.
Ibotta doesn't help much with some of my big ticket items, like Ora King salmon, or heritage eggs, but it saves me a ton on those cooking oils, as well as other items, like the shredded coconut and bitter chocolate I use in my yogurt parfaits in the morning. In fact, when I hit the store the other night, I ended up getting 15% of my bill back in refunds.
I know there are other apps like Ibotta out there, but I haven't tried them yet. A lot of these things just straight up do not apply if you live in Hawai'i, so there was a long period where I just gave up on that kind of thing. Returning to the mainland, though, now I can save again...so that's something.
Huzzah for saving money.